Overview
These terms apply to QikFinds, an online arbitrage service, and you, a customer of QikFinds.
Thanks for using QikFinds!
Please read these Terms carefully. By using QikFinds or signing up for an account, you're agreeing to these Terms. This is a legal agreement. We'll start with the basics, including a few definitions that should help you understand this agreement.
These Terms of Use ("Terms," including our Privacy Policy) define the terms and conditions under which you're allowed to use QikFinds, and how we'll treat your account while you're a User. If you have any questions about our terms, feel free to contact us.
Account
Eligibility
Adults agreeing to these terms may use QikFinds.
You represent and warrant (legally promise) that:
QikFinds may refuse service, close accounts of any users, and change eligibility requirements at any time.
Term
You and your organization agree to these terms when you sign up and continue to use QikFinds. The Term begins when you sign up for QikFinds and continues as long as you use the Service and/or maintain an Account. During signup, you must explicitly consent to these terms and our Privacy Policy by clicking the agreement checkbox and entering and submitting your name and email address.
Closing Your Account
You can close your account at any time for any reason, and we can too.
When you close your account, all your information will be permanently deleted.
You or QikFinds may terminate this Agreement at any time and for any reason by giving Notice to the other party. We may suspend our Service to you at any time, with or without cause. If we terminate your account without cause, we'll refund a prorated portion of your monthly prepayment. We won't refund or reimburse you if there's cause, like a violation of these Terms.
If you have a free Individual Account and don't log in for 6 or more months, we may treat your Account as "inactive" and permanently delete the Account and all the data associated with it.
Once terminated, we will make reasonable commercial efforts to permanently delete your account and all the data associated with it, including your Forms and Entries from our Website. While this information may be temporarily retained in residual backups, we cannot recover your data once you have closed your account.
You are solely responsible for properly closing your Account. There are two ways within QikFinds to remove your account:
Changes
If we need to change these terms, we'll let you know, since they will immediately apply to your use of QikFinds.
We may change any of the Terms by posting revised Terms of Service on our Website and/or by sending an email to the last email address you gave us. Unless you terminate your account within ten (10) days, the new Terms will be effective immediately and apply to any continued or new use of QikFinds. We may change the Website, the Service, or any features of the Service at any time.
Username and Password
You are responsible for your username and password—do not share or lose them!
You're responsible for keeping your account username and password confidential. You're also responsible for any account that you have access to, whether or not you authorized the use. You'll immediately notify us of any unauthorized use of your accounts. We're not responsible for any losses due to stolen or hacked passwords.
We don't have access to your current password, and for security reasons, we cannot change your password. You can change your password at any time under account settings. If you have forgotten your password, you can use the "forgot password" option on the login page to reset your password. If you have forgotten the email address you used to sign up, we will do our best to help, but cannot change the email address of an account or otherwise change access to an account or organization data.
Account Disputes
You are responsible for maintaining ownership of your account—we'd rather not get caught up in office politics.
We don't know the inner workings of your organization or the nature of your personal relationships, and we don't arbitrate disputes over who owns an account. You won't request access to or information about an account that's not yours, and you'll resolve any account-related disputes directly with the other party. We decide who owns an organization account based on the Users assigned the role of Owner for the organization.
Payment
Monthly Plans
You pay monthly for the use of QikFinds and we'll prorate mid-month changes.
Our charges for monthly plans are posted on the pricing page of our Website and may be changed from time to time.
When you sign up mid-month, you pay for the prorated remainder of the initial month. All subsequent monthly plan invoices are for the full calendar month.
You can upgrade or downgrade your subscription at any time for any reason. When downgrading, a prorated amount for the time remaining in the current month will be credited back to your account. These credits will be automatically applied to future subscription payments. For example, if you are on a $24 a month plan and downgrade to $10 plan halfway through the month, you will receive a $12 credit on your account, which will then apply to subscription payments in subsequent months until the credit is exhausted.
You may only maintain one free Individual plan organization at a time.
Prepaid Plans
If you prepay, we may give you a discount, and we'll automatically apply your prepayment to monthly charges.
You can also prepay to use QikFinds. When you do so, we'll keep track of your prepayment credit and apply it automatically to your monthly plan invoices. Depending on the amount you prepay, you may receive discounts. This is explained on the pricing page of our Website. Prepayment credit does not expire, but if your account is inactive for more than 12 months, it may be deleted. Prepayments cannot be refunded.
Add-Ons
If you add additional users and custom document templates over your plan limits, we'll charge you for them on your monthly bill.
Some features are offered as add-ons to your QikFinds account. If you add on a feature that has a charge, such as additional users or custom document templates, then you'll be billed that additional amount with each billing cycle for as long as the add-on is active.
Credit Cards
You must provide a valid credit card to use paid features of QikFinds, otherwise, you'll be downgraded.
As long as you're a User or have an outstanding balance with us, you'll provide us with valid credit card information and authorize us to deduct the monthly charges against that credit card. You'll replace the information for any credit card that expires with information for a valid one. Anyone using a credit card represents and warrants that they are authorized to use that credit card, and that any and all charges may be billed to that credit card and won't be rejected.
If we're unable to process your credit card order, we'll try to contact you by email. If we still cannot process your order, we'll automatically downgrade your organization to the Individual plan, which will reduce your usage of QikFinds, but will not delete your account, forms or entries. You will then need to upgrade with a valid credit card to restore access to paid features.
Trials
We offer trials to help you decide if QikFinds is right for you. Trials automatically convert to paid monthly plans at the end of the trial period, so remember to cancel if you are not interested.
When you sign up to use QikFinds, you may have the option to trial one of our paid plans free of charge. These trials are designed to allow you to determine if QikFinds is a good fit for your organization before paying for usage, without restricting what features are available to you.
During the trial period, some features may be altered slightly, at our discretion, to help with fraud prevention and other measures. Also, some features, like HIPAA BAA support, are not available to organizations on a trial plan.
At the end of the trial period, organizations will be automatically converted to the corresponding paid monthly plan, and the credit card on file will be charged. We will send an email to the organization Owners and billing contact prior to the end of the trial to remind you that this will occur. You can cancel the trial at any time for any reason by going to organization settings and clicking "End Trial", which will switch the organization to the free Individual plan.
Refunds
Refunds are not available under most circumstances. That is why we offer free trials! We'll give you a refund for a prepaid month if we stop providing our Service to you for a reason that's not laid out in these Terms. You won't be entitled to a refund from us under any other circumstances.
Pricing Changes
Our pricing may change, but we'll let you know if it does. We may change our fees at any time by posting a new pricing structure to our Website and/or sending you a notification by email.
Rights
Our Rights
We own QikFinds, so don't try to steal it!
You will respect our proprietary rights in the Website and the software used to provide QikFinds. Proprietary rights include patents, trademarks, service marks, trade secrets, and copyrights.
You may not:
Privacy Policy
Please check out our privacy policy to see how we use and protect your info.
Rules and Abuse
Acceptable Use
You may not use the Service for unlawful, unauthorized, fraudulent or malicious purposes. More specifically, your usage must adhere to our Acceptable Use Policy. Our Acceptable Use Policy will be treated as part of these Terms.
Reporting Abuse
If you think anyone is violating any of these Terms, please notify us immediately.
Compliance with Laws
You are responsible for legal use of QikFinds and adhering to all relevant data protection and privacy laws.
If you're collecting personal information about anyone in the European Economic Area (EEA), you must sign our Data Processing Addendum to be compliant with the General Data Protection Regulations.
Liability
Limitation of Liability
We are not responsible for losses associated with your use, or inability to use, QikFinds.
To the maximum extent permitted by law, you assume full responsibility for any loss that results from your use of the Website and the Service, including any downloads from the Website. We and our Team won't be liable for any indirect, punitive, special, or consequential damages under any circumstances, including interruptions to your use of the Website or Service even if they're based on negligence or we've been informed of the possibility of those damages. Our total liability for all claims made about the Service in any month will be no more than what you paid us for the Service the month before.
No Warranties
We cannot promise that QikFinds will meet your needs.
To the maximum extent permitted by law, we provide the material on the Website and the Service as is. That means we don't provide warranties of any kind, either express or implied, including but not limited to warranties of merchantability and fitness for a particular purpose or warranties regarding security, reliability, timeliness or performance of the Website or Services. Since people use QikFinds for a variety of reasons, we can't guarantee that it will meet your specific needs.
Indemnity
You are responsible for claims made against us due to your use or misuse of QikFinds.
You agree to indemnify and hold us and our Team harmless from any losses, including attorney fees that result from any claims you make that aren't allowed under these Terms due to a "Limitation of Liability" or other provision (indemnity is an agreement to compensate someone for a loss). You also agree to indemnify and hold us harmless from any losses, including attorney fees, that result from third-party claims that you or someone using your password did something that, if true, would violate any of these Terms.
Attorney Fees
If we sue you for misuse of QikFinds and win, you must pay the attorney fees.
If we file an action against you claiming you breached these Terms and we prevail, we're entitled to recover reasonable attorney fees and any damages or other relief we may be awarded.
Equitable Relief
If you abuse QikFinds, we may take legal steps to stop you.
If you violate these Terms then we may seek injunctive relief (meaning we may request a court order to stop you) or other equitable relief.
Subpoena Fees
If we must respond to a subpoena due to your use of QikFinds, we can charge you for the cost.
If we have to provide information in response to a subpoena related to your account, then we may charge you for our costs. These fees may include attorney and employee time spent retrieving the records, preparing documents, and participating in a deposition.
Disclaimers
We are not responsible for linked websites or actions by our users.
We and our Team aren't responsible for the behavior of any linked websites, or other Users. If you decide to access any of the third-party sites linked to the QikFinds Site, you do so entirely at your own risk.
Fine Print
Assignments
You cannot assign your rights in this agreement to anyone else.
You may not assign any of your rights under this agreement to anyone else. We may assign our rights to any other individual or entity at our discretion.
Choice of Law
We're in South Carolina and our local laws apply.
We're in South Carolina and our local laws apply. The State of South Carolina's laws, except for conflict of laws rules, will apply to any dispute related to these Terms or the Service.
Force Majeure
We'll do our best to keep QikFinds running 24/7, but some outage events are beyond our control.
We won't be held liable for any delays or failure in performance of any part of the Service, from any cause beyond our control. This includes, but is not limited to, acts of God, changes to law or regulations, embargoes, war, terrorist acts, riots, fires, earthquakes, nuclear accidents, apocalypse, floods, strikes, power blackouts, volcanic action, unusually severe weather conditions, and acts of hackers or third-party internet service providers.
Survivability
Some of these terms apply forever, even after you stop using QikFinds.
Even if this Agreement is terminated, the following sections will continue to apply: Our Rights, Your Rights, Compliance with Laws, Limitation of Liability, No Warranties, Indemnity, Choice of Law, Severability, and Entire Agreement.
Interpretation
We provide these headers and summaries to make the terms easier to understand, but they do not affect the meaning of these terms.
The headers and sidebar text are provided only to make this agreement easier to read and understand. The fact that we wrote these Terms won't affect the way this Agreement is interpreted.
Amendments and Waiver
Changes to these terms take effect when we post them. The terms apply even if we do not immediately enforce them.
Amendments or changes to these Terms won't be effective until we post revised Terms on the Website. If we don't immediately take action on a violation of these Terms, we're not giving up any rights under the Terms, and we may still take action at some point.
No Changes in Terms at Request of User
We have one set of terms for all users worldwide—fair is fair.
Because we have so many Users, we can't change these Terms for any one User or group.
Further Actions
It is your responsibility to complete any additional steps required to use QikFinds in compliance with these terms.
You'll provide all documents and take any actions necessary to meet your obligations under these Terms.
Notification of Security Breach
We'll let you know if your information is compromised. You will promptly let people know if their personal information has been compromised for any reason.
In the event of a security breach that may affect you or your organization's Content, we'll notify you of the breach and provide a description of what happened. If the breach compromises personal information you have collected, you will promptly notify all affected parties.
Notices
We'll notify you of changes by posting them to QikFinds and/or sending you an email. You can send us a letter if you need to formally notify us for any reason.
Any Notice to you will be effective when we send it to the last email address you gave us or post on our Website. Any Notice to us will be effective when delivered to: QikFinds, 929 Gervais St., Suite D, Columbia, SC 29201, or any addresses as we may later post on the Website.
Entire Agreement
This agreement includes these terms, our Privacy Policy, Acceptable Use Policy and any additional terms to enable through QikFinds.
These Terms, our Privacy Policy, Acceptable Use Policy and any additional terms you've agreed to by turning on specific features ("Additional Terms") make up the entire agreement and supersede all prior agreements, representations, and understandings. Any Additional Terms will be considered incorporated into these Terms when you activate the feature.
Where there's a conflict between these Terms and the Additional Terms, the Additional Terms will control.
Congratulations! You've reached the end. Thanks for taking the time to learn about QikFinds' policies.
Modified on April 01, 2020